Bridge loans are a valuable tool in the agricultural world that allows farmers to restructure their balance sheets.  They do this by moving their current debt (debt that will need to be paid in the next 12 months) or intermediate debt (shorter term debt that had terms usually let than 5 years) to the long term debt portion of their balance sheets.

This is crucial to the ability of the operation to cash flow.  An operation that cannot pay its bills cannot continue.

Structured Asset Finance specialized in these types of loans and is an industry leader in agricultural restructures and lending.  In many cases banks are not able to provide these services due to poor credit, cash flow problems, or lender fatigue.

SAF’s unique position of being a correspondent lender allows up to have bank and non bank loan programs.  This type of flexibility is key to offering these types of lending .  Weak commodity prices will drive demand for this type of lending into the near future.