Bridge loans are a valuable tool in the agricultural world that allows farmers to restructure their balance sheets. They do this by moving their current debt (debt that will need to be paid in the next 12 months) or intermediate debt (shorter term debt that had terms usually let than…
Read MoreNow that the 2023 harvest is coming up, many farmers are preparing for the 2024 growing season. In a recent article by Elizabeth Williams, skating on thin ice, she outlines the landscape for many farmers. With grain prices remaining at the bottom of the chart, many operations will have a…
Read MoreIn these uncertain agricultural economic times there have been difficult decisions made that create the tension in the relationship between lender and borrower. When this happens and foreclosure is on the horizon, borrowers will usually look to find a new lender. It is important to research and talk to a…
Read MoreAlternative agricultural lending, bridge financing, and distressed agriculture loans have been rising in 2017 around the stressed pockets around the U.S. Many farmers that have been with traditional ag lending banks for a few years are starting to feel pressure applied. Many farmers have been trying to refinance but with…
Read MoreMany farm operations are finding trouble with financing due to a very common problem, balance sheets that are essentially “upside down”. This means that your current assets (cash or other liquid assets) are less than current liabilities(liabilities that are currently due or due within a year). Current ratio’s have come…
Read MoreStructured Asset Finance is pleased to announce the roll out of Farm Service Agency guaranteed loans, including the standard FSA guarantee along with the Begining Farmer program. Who qualifies? US citizens with acceptable credit histories that have the capacity to incur the debt. The farmer must be an owner operator. …
Read MoreThe agricultural sector has enjoyed a financial bonanza in recent years not seen since the 1970’s. Corn and soybean prices, along with farm land have exploded in recent years along with the advent of the ethanol industry, commodity inflation as a result of money flowing out of residential and commercial…
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